Freedom Flex Calendar

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Freedom Flex Calendar

Source: basictravelcouple.com

If you like the idea of ​​getting a bonus in the quarterly spin category, you should consider the Chase Freedom Flex℠. Like its predecessor, the Chase Freedom® (no longer open to applicants), the annual free Chase Freedom Flex℠ offers 5% cashback on spin-off type upon activation, which is often a mistake.

Chase Freedom Flex Card Details

From Discover in the same quarter. For Q1 2023, the Chase Freedom Bonus category is Target grocery store and fitness club and gym memberships. This card has no annual fee and earns 1% back on all other purchases.

New cardholders will receive all their matching cashback at the end of their first year, so if you earn $500 back, Discover will match it for a total of $1,000.From January 1 to March 31, 2023, you can earn 5%

: cash back at grocery, drugstore and select streaming service up to $1,500 per purchase after signup, then 1%). You can read our Discover it Cash Back card review for all the details. Please note that you must activate the offer quarterly (via text, email or other means) to receive the 5%.

If you already have Chase Freedom and signed up for email reminders, you should have already received an email asking you to take an action this quarter. If you haven’t yet activated 5% for this quarter, you can sign up now or anytime during registration and get the full 5% for the entire quarter.

Compare Chase Categories With Discover

Registration for the fourth quarter of 2021 closes on December 14, 2021. Citi Custom Cash℠ cards make it easy to earn 5% cash back (5x Citi Thank You Points) without having to track rebate types or memorize to activate bonuses.

Cardholders earn 5% return on up to $500 spent (1% thereafter) on the eligible category they spend the most in that billing cycle. In addition to earning 5% back (5x points) in the Chase Freedom Flex℠ quarterly bonus category, earn 5% cash back on purchases made through Chase Ultimate Rewards.

3% cash back on meals on Lyft rides through March 2025. . And pharmacies and the 1% return everything else. So how do we make money? Our partners compensate us. It may affect any products we review and write about (and where those products appear on the site), but it does not affect our recommendations or advice, which are based on thousands of hours of research.

Our partners cannot pay us to guarantee a good rating for their product or service. Here is the list of our partners. The original Chase Freedom card is no longer available to new candidates, but Chase just introduced the Freedom Flex card, which is similar but better.

Source: creditcards.chase.com

Previous Chase Freedom Quarterly Bonus Categories

Even if you have the original Chase Freedom card, you can still apply for a new Freedom Flex card. You can also ask Chase to convert your Chase Freedom card to a Freedom Flex card. You have until the 14th of the last month of the quarter to develop the category.

The activation is reactivated, so as long as you activate the deadline, you will receive 5% on all eligible expenses during the quarter. Chase usually doesn’t show its 5% type until a month before it expires.

So you usually don’t know the third quarter (July, August, September) category until mid-June. (In contrast, Discover, which has a similar rewards structure on many of its cards, typically displays a year-round calendar.) If you have Chase Freedom Flex℠ * and Discover it® Cash Back and want to see which one.

Which card offers bonuses for which category per quarter or if you’re trying to decide which card to apply for can be helpful. To see a side-by-side comparison. In 2022, we see the return of Discover categories such as Gas Stations, Destinations, Memberships, Gyms/Gyms, Restaurants, and Amazon.com.

Spend Strategically

While we don’t know what the future holds, it’s safe to assume that the rest of the 2023 teams will include some of the same categories. But once you hit the $1,500 value mark, you’ll earn $75 for your efforts in that quarter, which means it can earn up to $300 per year for just 5% of the category.

Only. That’s great value for a free annual card. Enhanced Points and Mileage Players are likely to combine those earnings with Chase Ultimate Rewards® earning cards, such as the Chase Sapphire Reserve®, Chase Sapphire Preferred® or Ink Business Preferred® credit cards.

These rewards can be up to 25% to 50% more. if used to book travel through the Ultimate Rewards® site, used to pay for yourself or to transfer hotel and airline partners. If you’re looking for one of the best credit card recovery options, there are a few income structures to be aware of.

Some cards offer a cash back rate on all purchases, while others include additional rewards in certain categories, and some (like some Discover credit cards) offer quarterly recurring earnings rewards. Since 5% is a high reward level, try to make the most of it.

Chase Freedom Calendar Bonus Categories

If you spend $500 a month in those bonus categories, you’ll hit the $1,500 quarterly spending limit and increase your credit card rewards. It will set you back $75. Our experts answer credit card readers’ questions and write unbiased product reviews (that’s how we rate credit cards).

In some cases, we receive commissions from our partners. However, our thoughts are our thoughts. Terms and conditions apply to the offers listed on this page. Categories become available on the 15th of the month prior to the start of the quarter: December 15 for the first quarter, March 15 for the second quart
er, June 15 for the third quarter, and September 15 for the fourth quarter.

Source: pointmetotheplane.boardingarea.com

While both cards earn 5% back on up to $1,500 spent on quarterly bonus rebates, the Chase Freedom Flex also earns 5% back on travel. Shop with Chase and get 3% off at drugstores and restaurants (includes withdrawals and eligible distribution).

services): We believe that everyone should be able to make confident financial decisions. And while our site doesn’t represent every company or financial product on the market, we’re proud that the guidance we provide, the information we provide and the tools we create are meant to be independent, simple and free.

How To Maximize Cash Back

Chase Freedom bonus categories for Q4 2022 (October-December) are Walmart and PayPal. In the third quarter of 2022 (July to September), these are gas stations, car rental agencies, movie theater rentals and live entertainment options. In Q2 2022 (April-June) Amazon and Select Stream were included, and in Q1 2022 (January-March) it was grocery stores (excluding Walmart and Target) and eBay

: Discover it® Cash Back Earn 5% cash back on up to $1,500 in quarterly purchases when you activate the bonus category (January 1 – March 31, 2023, you can earn 5% cash back on groceries, drugstores and select

: Stream service upwards of $1,500 after signup, then 1%) like Chase Freedom Flex℠, so you get up to $75 back quarterly or up to $300 annually. Unlike Chase, which announces cashback on a quarterly basis, Discover displays its annual calendar.

However, starting in 2023, Discover will release its categories earlier each quarter; For the first quarter of 2023, these categories are grocery stores, drugstores, and select streaming services. Chase Freedom Flex℠ * Free Annual & Industry-Leading 5% Cash Back on Up to $1,500 in Quarterly Revolving Category (requires fulfillment) 5% on trips purchased through Chase Ultimate Rewards® 3% on grocery and drugstore purchases and 1% on everything else.

Discover Q Categories

other purchases. This generous bonus rate means that if you plan your spending correctly, you can get a decent cashout from the bonus category alone. If you have a Chase Sapphire Preferred®, Chase Sapphire Reserve® or Ink Business Preferred® credit card, you can redeem your cash for Chase Ultimate Rewards points and unlock additional redemption options, including transfer points to an airline.

And Chase hotel partners such as: United Airlines and Hyatt. Lyle Daly is a personal finance writer specializing in credit cards, rewards programs, travel and banking. He writes for The Ascent and The Motley Fool, and his work has appeared in USA Today and Yahoo!

Finances. He was born in California but now lives as a digital man with a home in Columbia. Q1 (January 1, 2020 to March 31, 2020) – Gas Stations, Cable and Phone Internet Service, and Select Streaming Service.

Second quarter (April 1, 2020 to June 30, 2020) – Grocery stores, gymnasiums and gyms Choice of membership and streaming services. Third quarter (July 1, 2020 to September 30, 2020) – Amazon.com and Whole Foods Market.

Source: image.cnbcfm.com

Bottom Line

Q4 (October 1, 2020 to December 31, 2020) – Walmart and PayPal. The card earns 5% cashback on a category that changes every three months. You must always “activate” a category to qualify for the 5% rewards rate, and you only get 5% on the first $1,500 spent in each category per quarter.

Below is the current 5% Chase calendar. From April 1 to June 30, 2023, Discover it® Cash Back, Discover it® Student Cash Back and Discover More® (no longer available to new candidates) cardholders can earn bonus cash back.

Back to two popular purchases. daily bonus categories. Restaurants and wholesale clubs. Q1 (January 1, 2018 to March 31, 2018) – Gas Station, Internet / Cable / Phone, Chase Pay, Android Pay, Apple Pay, Samsung Pay.

Q2 (April 1, 2018 – June 30, 2018) – Grocery (except Walmart and Target) PayPal and Chase Pay. Q3 (July 1, 2018 to September 30, 2018) – Lyft and Walgreens gas stations. Quarter 4 (October 1, 2018 to December 31, 2018) – Wholesale Club Shop and Chase Pay.

How Chase Freedom Quarterly Bonus Categories Work

The trick to turning cash into Ultimate Rewards points when you have another eligible Chase card also works with Chase Freedom Unlimited®, so you can earn at least 1.5x points on all your purchases. Solid return on costs.

Check out our Chase Freedom Unlimited card to learn more. Discover offers more repayment options than most people realize. If you have a cashback credit card, you can apply the bonus on your bill as a credit statement or request a direct deposit to your bank account, redeem it for Amazon and PayPal purchases, or redeem it for a gift card from Choices.

Retailer. There is a small but important step to earning that 5% point. You must “activate” the card’s bonus type each quarter. to do this, log into your Freedom Flex account and click on the small print that says “details” next to where it says cash back 5% and the current month in the quarter.

As long as you activate by the deadline, all of your eligible purchases will earn you a 5% cash back rate that’s competitive with the best credit card offers. That includes purchases made before you activate the bonus type.

If you have multiple Chase Freedom credit cards with bonus spin categories, you must go through an activation process with each card. These categories also apply to Chase Freedom®. which is no longer available for new applicants.

Robin Saks Frankel is a credit card and personal finance writer for Advisor Forbes. She previously covered credit card and related content at other national web publications including NerdWallet, Bankrate and HerMoney. She has been featured as a personal finance expert on outlets including CNBC, Business Insider, CBS Marketplace and has appeared or contributed to Fox News, CBS Radio, ABC Radio, NPR, International Business Times and NBC, ABC

and CBS TV affiliate nationwide. follow her on Twitter at @robinsaks.

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