Chase Freedom Calendar 2021

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Chase Freedom Calendar 2021

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CCDC partners with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. The Freedom Flex Card improves upon the original Freedom Card’s cash-back feature. It has a permanent unlimited 5% cash back tier that includes travel purchased through the Chase Ultimate Rewards travel portal, plus a separate unlimited 3% cash back tier that includes restaurant and drugstore purchases (including CVS and Walgreens).

What Is Included In The Grocery Store Category?

Almost any purchases made at supermarkets, which Chase defines as “merchants offering a full line of grocery items, including beverage and bakery items,” and smaller grocery stores will count toward the increased cash back rate. If the delivery service qualifies as a grocer, it will also earn you 5 percent cash back, depending on its merchant category code.

It’s important to know that it only makes sense to maximize bonus categories if you can pay off your credit card in full and on time each month. If you spend beyond your means just to max out the quarterly bonus categories, you’ll end up paying far more in interest than the value of the rewards earned.

Q1 (January 1, 2020 – March 31, 2020) – Gas stations, Internet, cable and phone services, and select streaming services. Q2 (April 1, 2020 – June 30, 2020) – Grocery stores, fitness club and gym memberships, and select streaming services.

Q3 (July 1, 2020 – September 30, 2020) – Amazon.com and Whole Foods Market. Q4 (October 1, 2020 – December 31, 2020) – Walmart and PayPal. We believe everyone should be able to make financial decisions with confidence.

Make Major Purchases With Eligible Merchants If It’s Cost-Effective

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If you don’t have to spend more to do it, or the hassle of doing it isn’t worth your time, reward merchants in the bonus category with business you could just as easily give to other merchants.

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How To Optimize Your Freedom Card Spending

we want to help you narrow down your search so you don’t have to stress about finding your next credit card. We strive every day to bring you peace of mind as you work towards your financial goals.

The Chase Freedom Flex℠ Card is one of the most popular cash-back credit cards on the market with no annual fees. That’s thanks in part to its signature rewards program, which offers up to 5% cash back on select purchases.

It’s also important to note that you won’t automatically earn the 5% cash back rate. You must activate the bonus each quarter by the deadline listed on Chase’s website. You can do this by email, phone, online or at a physical Chase branch.

And if you’re a Chase checking customer, you can also activate at an ATM. Even though you can wait until almost the last minute, it’s worth activating early to be aware of upcoming earning opportunities. Chase usually announces upcoming bonus categories a few weeks before a new period starts, and that’s the earliest you can activate your bonus.

Final Word

The bank provides reminders that you can add to your favorite online calendar or you can set a reminder yourself. Use that two to three week window to not only sign up, but also to strategize your spending.

While both cards earn 5% cash back on up to $1,500 spent each quarter in rotating bonus categories, the Chase Freedom Flex also earns 5% cash back on travel purchased through Chase and 3% on drugstore and restaurant dining (including takeout and

services entitled to delivery). ). Qualifying grocery stores include supermarkets, delis, bakeries and smaller grocery stores. Some large retailers, including Walmart and Target, are excluded from this category because of the large variety of products they sell.

Also excluded are discount stores, warehouse clubs, and drugstores that sell select foods. Q1 (January 1, 2018-March 31, 2018) – Gas Stations, Internet/Cable/Phone Services, Chase Pay, Android Pay, Apple Pay, Samsung Pay. Q2 (April 1, 2018 – June 30, 2018) – Grocery (excluding Walmart and Target), PayPal and Chase Pay.

Compare Chase Categories With Discover

Q3 (July 1, 2018 – September 30, 2018) – Gas Stations, Lyft and Walgreens. Q4 (October 1, 2018 – December 31, 2018) – Department Stores, Wholesale Clubs and Chase Pay. The content of Money Crashers is for informational and educational purposes only and should not be considered professional financial advice.

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Set A Reminder To Activate Bonus Cash Back Each Quarter

If you apply for a credit card, the lender may use a different credit score when considering your application for a loan. To maximize your rewards, add your Chase Freedom or Freedom Flex card to your PayPal account.

Then, when shopping online, look for options to pay with PayPal instead of paying directly with your card. The good news is that millions of online retailers accept PayPal as a payment method. Editorial integrity is key to every article we publish.

Accuracy, independence and authority remain core principles of our editorial guidelines. For more information about automated content at CreditCards.com, email Lance Davis, Vice President of Content, at [email protected]. 1st period (January 1, 2019-March 31, 2019) – Van filling stations, tolls, pharmacies.

Q2 (April 1, 2019 – June 30, 2019) – Grocery stores (excluding Walmart and Target purchases) and home improvement stores. Q3 (July 1, 2019 – September 30, 2019) – Charging stations and select streaming services. Q4 (October 1, 2019 – December 31, 2019) – PayPal, Chase Pay and Department Stores.

How The Chase Freedom Flex Card Calendar Works

Purchases of auto repair services, auto parts, car washes and other automotive products and services at car dealerships or gas stations where gas stations are available may or may not count as “gas station purchases” for cashback purposes.

It all depends on the merchant category code used by the merchant. If you can max out the 5% cash back categories on your Chase Freedom Flex Cash Back card quarter after quarter, you’ll earn $300 in bonus cash back every year.

That’s 1% unlimited cash back on regular purchases when you use your Chase Freedom Flex card for everyday spending, unlimited 3% back on restaurant and drugstore purchases, and unlimited 5% back on Chase Travel purchases. Chase Freedom Flex earns 5% cash back up to $1,500 in categories that rotate quarterly (requires activation), 5% on travel purchased through Chase Ultimate Rewards®, 3% on dining and drugstore purchases, and 1% on all other purchases

case. The content of this page is accurate as of the date of publication. however, some offers from our partners may expire. Please check out our list of the best credit cards or use our CardMatch™ tool to find cards that fit your needs.

Source: www.travelfreedom.net

Grocery Stores

The Chase Freedom Flex Credit Card is one of the most popular cash back cards with various 5% bonuses. Like cards from rival issuers Discover and U.S. Bank, it offers three-month windows when you can earn a lucrative reward rate on various types of everyday spending.

If you own both the Chase Freedom Flex℠* and Discover it® Cash Back and want to see which card offers bonuses for the quarter, or if you’re trying to decide which card to apply for, this

may be useful. to see a side-by-side comparison. For the fine print, note that merchants operating in or on Walmart premises, such as fast food restaurants, gas stations, and beauty parlors, are not included in the Walmart category.

You will also not earn rewards for PayPal peer-to-peer transfers or transfers made through PayPal’s Xoom service. Each billing cycle, you automatically earn 5% bonus cash back in your best spending category for that period. Citi caps monthly bonus cash back earnings at $500 in qualifying spend or $25 in rewards, the same quarterly rate as Freedom Flex and Discover it Cash Back.

Other Card Features Benefits

With the Chase Freedom Flex Card, cardholders earn 5% cash back each quarter on various combinations of purchase categories, up to $75 each quarter ($300 annually). All other purchases earn 1% cash back. In other words, 5% applies to the first $1,500 of spending in those categories each quarter, and then you’ll get 1% back even on bonus categories.

Robin Sachs Frankel is a credit card and personal finance writer for Forbes Advisor. Previously, he covered credit cards and related content for other national web publications, including NerdWallet, Bankrate and HerMoney. He has been featured as a personal finance expert on media outlets including CNBC, Business Insider, CBS Marketplace, and has appeared or contributed to Fox News, CBS Radio, ABC Radio, NPR-

um, International Business Times, and NBC, ABC, and CBS television stations nationwide. . Follow him on Twitter at @robinsaks. Driving summer roads in a rental car to see a live show (one that is included in Chase’s offer) can get you up to the $1,500 limit the rest of the way for 5% return, depending on how far away you are from the show.

go to get there, and the luxury of your rental. If you want to maximize your rewards, you can transfer any cash back points you earn from the Chase Freedom® or Chase Freedom Flex℠ cards to the Chase Sapphire Reserve® card.

How To Activate Chase Freedom Flex Bonus Cash-Back Categories

It lets you redeem your points for travel through Chase Ultimate Rewards for 50% more value. *See online provider credit card application for details on terms and conditions. Reasonable efforts are made to maintain accurate information.

However, all credit card information is provided without warranty. When you click the Apply Now button, you can review the credit card terms on the provider’s website. If you forget to activate your bonus categories before the middle of the last month of the term, you won’t earn any bonus cash during those three months, which mean
s you’ll miss out on up to $75 in bonus cash earnings.

Since everything is automatic, you don’t have to select your categories or activate them manually. And since categories are functionally constant; they’re technically subject to change, but they rarely are, you can plan your spending ahead of time with any of the revolving cash cards.

Chase Freedom Flex Vs Chase Freedom Key Differences

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