Skip to contentChase Rewards Calendar 2023 – Whether you choose to venture outside at a spin class or find your inner Zen at a yoga studio, any merchant categorized as a gym or fitness club on your credit card statement should qualify. If you prefer to work out at home, however, note that fitness streaming services like Peloton and Apple Fitness don’t fall into this category.
Both cards have a rolling limit of 5% cash back bonus that you can earn every quarter $75 in all types of rolling bonuses, or $1,500 in total combined purchases. Regular purchases and bonus level purchases above quarterly spend earn 1% cash back.
Chase Rewards Calendar 2023
Source: thumbor.forbes.com
Chase discloses its upcoming quarterly returns several weeks — and sometimes longer — before the quarter begins. Once you know what it is, start playing with your bonus category money for the next three months. From Jan 1
Plan Bonus Category Purchases In Advance
through March 31, 2023, Chase Freedom Flex℠ or Chase Freedom® credit card owners can earn 5% back on combined spending up to $1,500 in the following categories (1% back on all others): Since 5% is a high value bounce rate, try
use it as much as possible. If you spend $500 per month in those bonus categories, you’ll hit the $1,500 quarterly spending limit and max out your credit card rewards. That will incur a $75 refund.
Most balance transfers are processed within a week to 21 days when you transfer them to your Chase account. Keep in mind that this period is not run by Chase itself, but by your employer – meaning the financial institution you transfer money to.
Eligible purchases in the bonus category earn an additional 4% cash back and 5% cash back – up to a $1,500 combined quarterly spending limit, then bonus category purchases earn an unlimited 1% cash back. To receive a 5% cash bonus up to $1,500 in affiliate purchases this quarter, you must manually redeem your bonus.
How Long Does A Balance Transfer Take With Chase?
Log in to your account or open the Chase app and click “Renew” next to the 5% cash back icon. The Freedom Flex card improves with Freedom card cashback management. It has a 5% unlimited cash back tier that pays for travel purchased through the Chase Ultimate Ultimate Rewards travel portal, and a separate 3% unlimited cash back tier that covers restaurant and drug purchases (including CVS and Walgreens).
At auto shops or service stations with available gas pumps, purchases of auto repair services, auto parts, car washes and other auto products and services may or may not count as “gas station purchases” for reimbursement purposes.
It all depends on the vendor code used by the vendor. Freedom Flex is offering a sign-up bonus of $200 cash back after spending $500 in purchases in the first 3 months. Plus, you’ll earn 5% cash back on grocery purchases (excluding Target® or Walmart® purchases) up to $12,000 spent in the first year.
Source: cdn.statically.io
This cash back bonus gives you the ability to earn up to $75 in cash back at that rate until you reach the $1,500 spending limit each quarter. Purchases made outside the bonus category will receive unlimited 1 percent cash back.
How To Activate Chase Freedom Flex Bonus Cash-Back Categories
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The Motley Fool has a Disclosure Policy. The author and/or The Motley Fool may have interests in the companies mentioned. As long as you activate within the specified time period, all eligible purchases will earn a 5% cash back rate, competitive with the best credit cards.
That includes purchases made before you unlock the bonus category. If you have multiple Chase Freedom credit cards with revolving bonus categories, you must go through the activation process for each one. Talking about the available categories, you also get a wide variety of purchases that can earn you 5 percent return with Citi Custom Cash.
The Freedom Flex and other 5 percent revolving bonus cards have about seven or eight bonus categories throughout the year instead of the 10 Custom Cash cards. Ben is an avid angler, triple-citizen immigrant and husband.
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He speaks English, Spanish and Italian, and has a background in languages and languages and travels the world at will. You’ll find him flying first or business class all over the world and enjoying meals from fine dining to street fare.
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The Chase Freedom Flex℠ Card is one of the best annual fee credit cards on the market. This is due to its unique rewards program, which pays up to 5% cash back on select purchases. But for many people, a challenge like this is just what they need to think more objectively about their spending.
Source: www.bankrate.com
Comparison Chase Freedom Flex Rotating Categories Vs Discover It Cash Back Bonus Categories
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tting 5% cash back is a win, but finding a way to replace unnecessary transactions with purchases in the bonus category is even better. This category includes most items purchased at grocery stores and supermarkets other than Walmart and Target locations with a supermarket section.
Chase publishes a limited list of eligible retail stores (shown below), but obviously this is just an example and retail stores not listed should be eligible if they have the appropriate merchant code. Cash Back Discover it® also offers rotating bonus categories and, like Freedom Flex, you can earn a total of 5% cash back on up to $1,500 in purchases in the bonus category each quarter (so 1 percent, when activated), plus 1 percent cash back after all
other things. Please note, to get 5% you must activate the offer every quarter (via text, email or other means). If you have Chase Freedom and signed up for email reminders, you should have received an email asking you to turn on this quarter category.
If you haven’t used 5% this quarter, you can sign up now or anytime during the sign-up period and get the full 5% for the entire quarter over and over again. Registration for the fourth quarter of 2021 ends on December 14, 2021. Chase Freedom 5% bonus categories for 2021 are as follows: Quarter 1 (January 1, 2021- March 31, 2021) – Wholesale Club Services, Internet, Cable and Phone, Select Broadcasting Services.
Chase Freedom Calendar Bonus Categories
Quarter 2 (April 1, 2021 – June 30, 2021) – Gas Stations and Home Improvement Stores. Quarter 3 (July 1, 2021 – September 30, 2021) – Retail Stores (excluding Target® & Walmart®) and Preferred Delivery Services.
Quarter 4 (October 1, 2021 – December 31, 2021) – Walmart® and PayPal. For example, if you know that a home improvement store purchase will give you bonus money next quarter, you can move up the start date of a planned DIY home improvement project—or at least buy what you need when the time comes.
he is coming. Since it’s all automated, you don’t need to select your categories or use them manually. And because the category is permanent — technically it’s subject to change, but rarely — you can plan your spending further into the future than with any revolving cash-back card.
Chase’s website and/or mobile terms, privacy and security policies do not apply to the site or app you will be visiting. Please review its terms, privacy and security policy to see how it applies to you.
Other Card Features Benefits
Chase is not responsible for (and does not provide) any products, services or content on these third-party sites or apps, except for products and services that clearly contain the Chase name. Alternatively, combining the Freedom Flex with a high-value Chase credit card — such as the Chase Sapphire Preferred® or Chase Sapphire Reserve® Card — can potentially increase your redemption value between 25 percent and 50 percent, if you’re paying for travel points.
Source: travel-on-points.com
through the portal. Each pay cycle, you automatically earn 5% bonus money on your highest spending category during that period. Citi caps the monthly earning bonus at $500 in qualifying spending, or $25 in cash back, the same quarterly rate as Freedom Flex and Discover it Cash Back.
If Target is where you get your groceries — or if you’ve been eyeing, say, an expensive fitness tracker, high-end blender or expensive treadmill — you can get some serious cash back from one of the world’s most famous box retailers.
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Final Word
Our opinions are our own. Here’s a list of our partners and here’s how we make money. Chase limits the amount you can transfer in a 30-day period to $15,000 or whatever your credit limit is on the account, whichever is lower, and you must pay a transfer fee for balances within the credit limit as well.
Balance Transfer Offer: 0% introductory APR for 15 months from account opening for purchases and balance transfers, then variable APR of 19.24% – 27.99% applies. The introductory bonus transfer fee is either $5 or 3% of each transaction amount, whichever is greater for the first 60 days, then $5 or 5% of each transaction amount, whichever is greater.
Both Chase and Find tend to reward similar types of spending, with grocery stores, gas stations and drug stores being some of the most popular and frequent categories. If you really want to maximize your cash back, you can apply for both Freedom Flex and Discover it Cash Back and use them at the same time.
Your refund will appear in your credit card account as soon as it is received. When you check your statement, you’ll see the bonus income listed as “Bonus from the 5 percent phase Q1.” As long as your account is open and in good standing, your points will not expire.
The Bottom Line
Here’s your guide to planning your cashback bonus spending over the next few quarters, and look back at the most recent quarter to give you an idea of what to expect going forward.
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