Chase Freedom Rewards Calendar 2022

Chase Freedom Rewards Calendar 2022 – Now that you’ve set up the 5% bonus points, it’s time to shop. But maybe the way you spend it doesn’t match how you can get 5%. This is when it’s time to think outside the box and maybe fulfill some of your shopping needs with bonus groups in ways you might not have thought of.

The original version of the card, the Chase Freedom®, has the same 5% quarterly interest, has the same activation requirement and the same $1,500 per quarter spending limit that qualifies for the 5%. However, this version does not have the 5% and 3% rewards on travel, restaurants and pharmacies.

Chase Freedom Rewards Calendar 2022

Source: pointsmilesandmartinis.boardingarea.com

Every other spend with this card earns 1%. (The original Chase Freedom® no longer accepts applications, but existing cardholders can still use it.) For example, when bonus categories include grocery stores, many supermarkets often sell gift cards to places like Amazon, chain restaurants and retail stores.

How To Maximize Your Freedom Or Freedom Flex Bonus

So it would be a good idea to put a few kroner on a gift card to cover the next dinner or a gift for a special occasion. Or, if you have room to spare, add $1,500 by purchasing household items such as paper towels, toilet paper and cleaning products for the year.

About Chase Chase is the US consumer and commercial banking business of JPMorgan Chase & Co. (NYSE: JPM), a leading global financial services firm with $3.7 trillion in assets and operations worldwide. Chase serves more than 60 million American families with a wide range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing.

Customers can choose how and where they want to bank: More than 4,700 branches in 48 states and the District of Columbia, 16,000 ATMs, mobile, online and by phone. For more information, go to chase.com. In the third quarter of 2022, Chase offered 5% rewards in four different categories, and with just under two in the fourth quarter, there are many arguments for increasing the bonus.

Most or all of the products shown here come from our partners. This affects which products we write about and where and how the product is displayed on the page. However, this does not affect our analysis.

Chase Freedom Flex Card Details

Our opinions are our own. Here is a list of our partners and here is how we make money. Unlike Chase, which announces episodes every three months, Discover releases its annual calendar immediately. Starting in 2023, however, Discover will release its segments before each quarter – for Q1 2023, the groups are grocery stores, drug stores, and select streaming services.

You have to sign up every three months to receive the bonus, but Chase makes it easy by sending you reminder emails with a one-click button — you don’t even need to log into your account.

You can even get 5% retroactively for the quarter, as long as you meet the deadline, which is usually a few minutes before the end of the quarter. More useful, however, is the Paypal section. Freedom and Freedom Flex cardholders will be able to get 5% cash back at any merchant that accepts PayPal as a payment method – more than 30 million merchants use the payment platform.

Just be sure to link your card to your PayPal account and select it as your payment option. In addition to earning 5% back (5x points) on quarterly bonus points, Chase Freedom Flex℠ earns 5% cash back on travel purchased through Chase Ultimate Rewards, 5% back on Lyft rides through March 2025, 3% back on dining and prescriptions.

Source: www.thebalancemoney.com

How To Maximize Cash Back

, and 1% behind on everything else. The line-up has evolved over time. Restaurants used to be a 5% bonus every year, for example, but that hasn’t happened since 2017. (And now that these restaurants have a “permanent” 3% bonus on the Chase Freedom Flex℠, its days as a 5% bonus may be over.) Meanwhile, for several years, Chase

used 5% tabs to try to push people to adopt the (now defunct) Chase Pay digital wallet app. Along with the 5 percent revolving credit, Freedom Flex card members can earn cash back on a variety of purchases, including: 5% cash back on travel purchased through Chase’s Ultimate Rewards, 3% cash back on dining and drugstore purchases, and 1% cash back.

everything else is shopping. In addition to these rewards, Freedom Flex card members get World Elite Mastercard benefits, including mobile phone protection and benefits with Lyft, Shoprunner and more, as well as Priceless Experiences. After you hit the $1,500 quarterly limit, all other spending in eligible bonus categories will earn 1% – a rate easily beaten by other cards.

Your Chase account includes a graphic that measures how much you have left before reaching the $75 maximum. This is especially useful if you have combined Freedom with another card. Once you reach this spending limit, you can switch to a card that earns a higher rate than the 1% you earn on Freedom Flex purchases without bonus points.

How The Chase Freedom Flex Card Calendar Works

Q1 (January 1, 2018 – March 31, 2018) – Gas Stations, Internet/Cable/Phone Services, Chase Pay, Android Pay, Apple Pay, Samsung Pay. Q2 (April 1, 2018 – June 30, 2018) – Grocery stores (excluding Walmart and Target), PayPal and Chase Pay.

Q3 (July 1, 2018 – September 30, 2018) – Gas Stations, Lyft and Walgreens. Q4 (October 1, 2018 – December 31, 2018) – Department Stores, Wholesale Clubs, and Chase Pay. WILMINGTON, Del., December 15, 2021 – Today, Chase Freedom announced the first new rotating categories in 2022 for Freedom and Freedom Flex card members: eBay and grocery stores.

Given the past performance in the grocery segment among Freedom Card members, Chase Freedom is pleased to reinstate these offers. Quarterly categories allow card members to earn 5% cash back on up to $1,500 in combined purchases in these categories from January 1 to March 31, 2022. Discover it® Cash Back earns 5% cash back on up to $1,500 in purchases each quarter using bonus categories (from

1. January through March 31, 2023, earn 5% cash back on grocery stores, drugstores and select streaming services of up to $1,500 in purchases after signing up, then 1%), equivalent to Chase Freedom Flex℠ , for a total of $75 back every quarter,

Previous Chase Freedom Quarterly Bonus Categories

or up to $300 back each year. The Citi Custom Cash℠ card makes it easy to earn 5% cash back (5x Citi ThankYou points) without tracking recurring percentages or remembering to activate the bonus. Cardholders earn 5% back up to $500 in spending (1% thereafter) on the eligible portion of their highest spending in billing.

Chase is the US consumer and commercial banking business of JPMorgan Chase & Co. (NYSE: JPM), a leading US-based financial services company with assets of $3.8 trillion and operations worldwide. Chase serves more than 66 million American families and 5 million small businesses with a wide range of financial services, including banking, credit cards, loans, auto financing, investment advice, small business loans and payment processing.

Source: thepointsguy.freetls.fastly.net

Customers can choose how and where they want to bank: More than 4,700 branches in 48 states and the District of Columbia, 16,000 ATMs, mobile, online and by phone. For more information, go to chase.com. Chase’s website and/or mobile app, privacy and security policies do not apply to the website or app you are about to visit.

Please read the Terms, Privacy and Security Policy to see how it applies to you. Chase is not responsible for (and does not offer) any products, services or content on this third-party site or app, except for products and services bearing the Chase name.

Compare Chase Categories With Discover

Chase Freedom Flex earns 5% cash back on $1,500 in quarterly installments (requires activation), 5% on travel purchased through Chase Ultimate Reward®, 3% on dining and prescriptions and 1% on all other purchases. The Chase Freedom Flex credit card is one of the most popular cash-back cards with unique 5% bonuses.

Like cards from rival issuers Discover and U.S. The bank, offers windows of three months when you can get a reward for different types of daily use. Chase has released the new revolving bonus points for the first quarter of 2023 on one of our favorite cashback credit cards, the Chase Freedom Flex℠.

From January 1 to March 31, 2023, you can earn 5% cash back (5x points) on up to $1,500 in combined purchases (1% thereafter) at grocery stores, Target, and health club and gym memberships when you activate the bonus.

. It’s not always easy to increase your cash back with a revolving bonus card, but you can improve your chances if you plan ahead. For example, change the timing of planned purchases, such as Christmas gifts or new clothes.

Chase Freedom Calendar Bonus Categories

Or buy gift cards during the 5% bonus period and then use those gift cards throughout the year. However, if your spending at gas stations matches the Bureau of Labor Statistics (BLS) average spending numbers, you won’t spend a fraction of the money on gas alone.

That’s because the average American spent $2,940 on gas in 2019, or $524 per quarter, according to the BLS. (We’re comparing 2019 instead of 2020 because the pandemic reduced gasoline consumption that year.) You have until the 14th day of the last month of the quarter to make the installments.

Activation is retroactive, so as long as you activate within the specified time, you will get 5% on all eligible spend during the quarter. 1st quarter (January 1, 2019 – March 31, 2019) – gas stations, tolls, pharmacies.

2nd Quarter (April 1, 2019 – June 30, 2019) – Grocery Stores (excluding Walmart and Target Purchases) and Home Improvement Stores. 3rd quarter (1 July 2019 – 30 September 2019) – Petrol stations and selected broadcasting services.

Source: thriftytraveler.com

How To Optimize Your Freedom Card Spending

Q4 (October 1, 2019 – December 31, 2019) –  PayPal, Chase Pay and Warehouse. Rewards cards usually offer 5% cash back rather than 2% and 3%, sometimes offered on one or two purchases forever; sometimes, cardholders are given a choice between two installments each, usually to put a limit on earnings.

The trick of turning cash back into Ultimate Reward points if you have an eligible Chase card also works with Chase Freedom Unlimited®, so you can earn up to 1.5x points on every purchase – a solid return on spending.

Here’s our Chase Freedom Unlimited card review to learn more. We take a look here at the rewards and benefits that come with each card. These cards are not eligible if you pay interest or late fees.

When using a credit card, it’s important to pay the full amount each month, pay on time, and only use what you can afford. Chase usually doesn’t release its 5% bonus until months before it goes live.

How Chase Freedom Quarterly Bonus Categories Work

So you don’t usually know the parts of, say, the third quarter (July, August, September) until the middle of June. (In contrast, Discover, which has similar rewards scheduled on many of its cards, often announces the calendar year-round in advance.) Disclaimer: NerdWallet strives to keep its information accurate and up-to-date.

This information may differ from what you see when you visit a financial institution, service provider or product website. All financial products, shopping products and services are provided without warranty. When considering an offer, please review the terms and conditions of your financial institution.

Prequalified offers are not binding. If you find a discrepancy with your credit or information from your credit report, please contact TransUnion® directly. Increasing your revenue in these categories can be a challenge, depending on your Amazon usage patterns and your current collection of paid streaming media.

To make sure you’re recording your transaction, switch your preferred Amazon payment option to your Chase Freedom card. Do the same with your streaming subscription. After clicking on “Details”, you will be taken to a screen with a button to click th
at will “activate” or enter you into that category of 5% bonus earnings.

Spend Strategically

In the example below, the bonus parts for the quarter are grocery stores (excluding Target and Walmart) and eBay. Although these are sold as cash back cards, you can combine rewards between the two cards and transfer them to Chase’s airline and hotel partners if you have a Chase card that earns ultimate rewards points, such as the Chase Sapphire Preferred® Card.

That’s why considering the Chase Freedom Flex℠ and Chase Freedom® bonus points earns you 5% back or 5x points. “To help cardmembers celebrate the new year, we’re bringing back one of our most popular quarterly features, grocery deals, to help customers keep shopping regular after the holiday shopping and entertainment season,” said Kristen Bowdoin, general manager of Chase Freedom.

. “Each quarter we offer cardholders more opportunities to earn money again and we seemed to offer a unique opportunity this quarter by making eBay one of the most sought-after categories.”

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